First Time Home Buyer

Get assistance purchasing your first home

Our First Time Home Buyer’s program (FTHB) will help you begin your new life in your first home. Available to Bedford county residents.

What is the First Time Home Buyer (FTHB) Program?

One of the needs we discovered on the road to self-sufficiency is struggling to purchase a home. Most individuals, couples, or families need help getting the down payment, covering closings costs, or paying the mortgage insurance. Our FTHB program assists with this process.

Down Payment

Purchasing a home is a big step on the road to self-sufficiency. Sometimes we all need a little help. The FTHB program can help you make a down payment towards your future.

Closing Costs

The term "closing costs" includes a variety of expenses above the purchase price of your property. We designed our program to help you cover these costs so you can take the next step to self-sufficiency.

Mortgage Insurance

Otherwise known as Homeowners Insurance, mortgage insurance is required by certain loans. We are here to assist you with the costs of mortgage insurance.

Programs Offered Here

First Time Home Buyer Program

Available to Bedford township residents.

Frequently Asked Questions

What is the First Time Home Buyer (FTHB) Program?

The first time home buyer program assists Bedford township residents in making a down payment, paying closing costs, or paying for mortgage insurance on their first home purchase.

Who is eligible?

First time home buyers where the entire household income is less than 100% of the county median income. You must be working with a financial institution to apply.